Rates effective as of May 21, 2019

Certificate Specials Minimum to Earn APY APY
 12-Month Standard or IRA Certificate no minimum 1.20%
 24-Month Standard or IRA Certificate no minimum 2.40%
 36-Month Standard or IRA Certificate no minimum 3.00%


Savings Products Minimum to Earn APY APY
 Share Savings $400 0.05%
 Christmas Club $400 0.05%
 Health Savings Account $400 1.25%


Checking Products Minimum to Earn APY APY
 Free Checking N/A  
 Ultimate Personal Checking* $0 - $4,999
$5,000 - $99,999
$100,000+
0.00%
1.00%
2.00%


IRA Accounts Minimum to Earn APY APY
 Traditional/ROTH IRA Savings $400 - $14,999
$15,000+
0.05%
0.10%
 Coverdell Savings $400 - $14,999
$15,000+
0.05%
0.10%


Term Share Certificates Minimum to Earn APY Term APY
 Standard/IRA Certificate $500 1-2 Months
3-5 Months
6-11 Months
12-17 Months
18-23 Months
24-29 Months
30-35 Months
36-47 Months
48-59 Months
60-71 Months
84 Months
120 Months
0.05%
0.05%
0.10%
0.85%
1.50%
1.75%
1.76%
1.80%
1.85%
1.90%
1.91%
2.25%
 Tax-Deferred Certificate $500 15 Months 0.95%
 Jumbo Standard/IRA Certificate $250,000 36-47 Months
48-59 Months
60-71 Months
84 Months
120 Months
2.05%
2.10%
2.15%
2.16%
2.50%
 

APY is Annual Percentage Yield

*If the account balance falls below $5,000 at any point during the month, a minimum balance fee will be assessed and a dividend rate of 0.00% will be applied. Rates subject to change at any time.