Dear Fellow Member-Owners,

Happy New Year! I hope you had a joy-filled holiday season surrounded by your loved ones. As we enter the new year, I would like to remind you how thankful both I and the entire Notre Dame Federal Credit Union staff are to serve you each year.

In 2018, we reinvested $1,104,128 dollars into the Michiana community—an all-time high! When you bank with Notre Dame FCU, we reinvest our profits in you and the community you live, work and play in. Thus changing a life a day has become somewhat of a mantra around the credit union. We are honored to be able to assist you, your loved ones and all the communites we serve.

With a New Year comes new resolutions. I encourage you to sit down and ask yourself, what are your financial resolutions for 2019? It is our mission to help you navigate your personal and professional finances. Our focus for quarter one is helping you start this year off right with a financial checkup. This issue of For Your Interest is filled with information on how to start the year off right to reach your 2019 financial goals.

Stop by any of our branches for a complimentary budget meeting or take advantage of our virtual financial wellness and counseling programs through our partnership with GreenPath Financial Wellness. As a member of Notre Dame FCU, you can receive assistance with personal and family budgeting, understanding your personal credit report and how to improve your score, personal money management, debt repayments, avoiding bankruptcy, foreclosure, repossession and much more. GreenPath can give personalized answers to your individual needs, see page 4 for more details. Start working towards your 2019 financial goals early. We will also be helping with financial checkups throughout the year.