Notre Dame FCU offers specialized savings accounts that are specifically designed to give you an advantage through unique tax incentives, allowing you to save for your future..



Traditional IRA

Generally, amounts in your traditional IRA (including earnings and gains) are not taxed until distributed.

  • After age 59½ both earnings and contributions can be withdrawn penalty free
  • Contributions may be tax deductible
  • Tax-deferred earnings grow until withdrawn after age 59½ and then are taxed at your current rate
  • Certificates available
  • Note: You may be able to rollover your current retirement savings to a Notre Dame FCU IRA. Contact us for more information.
Check Rates >

Roth IRA

Generally, Both earnings on the account and withdrawals after age 59½ are tax-free.

  • After age 59½, earnings can be withdrawn tax-free if the account has been open at least five years
  • Contributions are not tax deductible, but can be withdrawn tax and penalty free
  • Earnings are taxed at your current rate
  • Certificates available
  • Note: You may be able to rollover your current retirement savings to a Notre Dame FCU IRA. Contact us for more information.
Check Rates >

Coverdell Savings Account

This is a tax-advantaged account designed to encourage savings to cover future education expenses.

  • Funds may be used for educational expenses such as tuition, books, and room and board, at qualified institutions
  • Tax-deferred earnings grow until withdrawn
  • Earnings may be withdrawn tax-free
  • Transferable to qualifying family member
  • Note: Formerly known as an Education IRA, the Coverdell ESA is a great way for parents to save money for a child’s educational expenses.
Check Rates >

Health Savings Account

This is a triple-tax advantage savings account that works in accordance with your High Deductible Health Plan.

  • The account is designed to encourage savings to cover qualified medical expenses
  • Account is owned solely by you and will follow you from employer to employer
  • Contributions may be tax deductible, earnings are not taxed, and distributions may be tax-fee as long as they are used for qualified medical expenses
  • Notre Dame FCU offers free onsite enrollment and training sessions for employees at both small and large businesses

Check Rates >

For more information, contact us at:
BusinessDevelopment@NotreDameFCU.com
574-400-4750