Notre Dame FCU
With 2016 just around the corner, many people will make resolutions to manage their personal finances better. Whether that means saving more, or setting up a personal budget, the suggestions can get overwhelming.
Here are four easy personal finance goals, for you to consider, to start the New Year on the right path:
1. Set up a money management system that works for you
Different systems work well for different folks, but here are a few ideas:
• Write down your income and all of your monthly expenses. Look for opportunities to trim
Kelly is just beginning her journey in service. Currently a teller at our Moreau Branch, Kelly has joined the United States Air Force and will begin boot camp in January. With a Bachelor’s degree in Biomedical Science from Grand Valley State University, she is focused on becoming a doctor or pilot. We are proud to have her as a partner here at Notre Dame FCU and we are thankful for her dedication to serving this country.
Frank Grabner joined the United States Navy on June 29, 1942 and completed his boot camp in Great Lakes, IL. After boot camp Frank went to Evansville, IN to pick up a brand new Naval Ship which they took down the Mississippi into the Atlantic Ocean. Frank went on to training at Little Creek Virginia base. Once his training was complete he went on to Norfolk, Virginia and from there sailed to North Africa to pick up supplies and troops.
Once they left North Africa they continued on to Normandy, France to support the main Allied Invasion of Nazi Europe. Upon arrival in Normandy,
The best defense to mitigate Identity Theft is to reduce your likelihood of becoming a victim. Identity Theft occurs when someone assumes your identity and commits fraud in your name. Often these criminals go undetected until such time you apply for a new loan or seek a new job.
According to Allied Solutions, the best advice to reduce the risk of Identity Theft is to DETER, DETECT, and DEFEND:
DETER: Safeguard your informationShred, preferably cross-out shred, financial documents before discarding them; Protect your Social
Scam artists continue to use social media, telephone, email, and postal mail as vehicles to gain information from unsuspecting individuals. This information is then used to entice these individuals with false hopes of financial gain. There are ways to help protect you from becoming a victim of these artists:
Don't respond to emails or messages seeking personal or financial information. - Scam artists like to use emails or phone calls to obtain personal of financial information. Many times they will state that they are from a financial institution looking to
Seriously, April 1 may be April Fool's Day, but starting your new resolutions now still makes sense.
Whenever we reach the end of a year and look ahead to the next, we spend time looking back. We think about the past year and our successes and failures in everything from our income, to our family, to education. The year in review is only something we can remember, not something we can change.
For many of us, the biggest indicator of our past and present success is our financial well-being. Were you able to take that exciting vacation? Did you have money available for that
If you're like most car shoppers, you may feel like once you show up to the dealership to check their option, you lose all control and the dealership is suddenly holding the strings. With spring right around the corner, you may be looking to purchase a new or used vehicle. Doing your homework before you head to the dealership can help ensure that you have control over your purchase.
When beginning your car shopping experience, here are some tips to help you stay in control before you go:Establish your budget, and stick to it!